I am trying to figure out the same thing actually, but with the plan that offers the sit down meal, QS and snack...
What we have figured out so far is if you are going to really use everything on the plan, then yes, it is worth the price you pay. However, if you are going to find yourself wanting things that are not included in the plan, then you are probably better off just paying out of pocket. Do you plan on doing any sit down meals while you are there? What if you need an extra snack or two? Its all things to consider. What I would do is take the price Disney is giving you, divide by the number of days you are going per person and see how much they are charging you to eat per day, then compare it to what you think you spent in the past.
The sole reason I am holding back from purchasing a dining plan is that some of the resturaunts we really want to try are not included in the plan, so we are trying to decide if we really want to stick to the plan or just pay out of pocket to get what we want. We are not ones for rigid schedules, and it is only myself and my boyfriend going this time, so we are pretty free to be and have a "grown up" Disney experience (we usually go with my family, and I have brothers and cousins all pre-teen/teenage). Not sure what we are going to do yet either.



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